Human Development Forum (HDF) started its development activities in 2000 for the disadvantaged and under privileged people of rural areas to facilitate, to find the way out from the prevailing situation. As a development organization, HDF aims to establish a just and equitable society, eliminating the oppression and injustice to the poor. Achieving the goal HDF has been striving to equip the poor, helpless people to unite through institution building, awareness raising, and establishing the right of access to institutional resources. ‘Poor people can repay the loan in time’ – is now a proven truth, even though the access to the financial institution is often denied due to many rules and hazards. But HDF believes that economic empowerment is the vital factor of all development concern so that economic development apprehends the prime concentration in HDF development strategy.